Announcing our fresh new name and look: Sooper Credit Union is becoming Climb Credit Union. Learn more

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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Drive Down Your Auto Loan Rate

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Drive Down Your Car Payment and Save!1

Save money over the life of your loan when you move your existing auto loan to Sooper Credit Union.

Watch your savings add up with lower monthly payments or an earlier pay off, flexible terms, and more:

• $200 in cash2
• 1% APR3 discount on your current rate, with rates as low as 3.99% APR
• 90-day no-pay option4

Serious Savings
You may be able to save money over the life of a loan with low monthly payments or earlier pay off.

Custom Loan Options
Flexible terms and up to 100% refinancing mean we’ll find the right refinancing option for you.

Quick and Easy Decisions
Get the financing you need when you need it with our quick turnaround on decisions.

Refinance and Save!

Apply online or by calling us at (303) 427-5005.

Apply Today

1. This special offer cannot be combined with any other offer, and Sooper Credit Union reserves the right to discontinue promotions without notice at any time for any reason. Existing Sooper Credit Union loans are not eligible for refinancing.
2. $200 cashback per auto loan will be deposited into the Primary Share Savings Account within two business days after closing. Cash is considered a bonus and may be reported on IRS Form 1099.
3. APR = Annual Percentage Rate. Loans subject to credit approval. Conditions and rates are subject to change and vary based on the loan term, vehicle model year, and your credit history. Floor rate of 3.99% APR. Must provide verification of current rate. The new money minimum that can be refinanced is $5,000. Maximum loan-to-value (LTV) is 150%. This offer is only valid for autos and does not apply to any motorcycles or recreational vehicles. This offer excludes any cash-out refinances. The term cannot be extended beyond 12 months from the remaining term of the loan.
4. To qualify for 90 days of deferred auto-payments you must be in good standing with Sooper Credit Union (no delinquent or charged-off loans and a positive balance in all accounts). Interest accrual begins immediately once funded and will continue to accrue each month during deferment. Deferred payments may not exceed 90 days. SCU covering up to $22.20.  Not all applicants will qualify.
By applying for a loan, you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting an application, you agree to allow us to receive the information contained in your application as well as the status of your application. You can review disclosures at

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


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