☰ Menu

College Checking Account

Open an Account

With no fees or hassles, Sooper Credit Union’s College Checking Account just makes sense.

Busy college students ages 17 through 241, maintain no minimum balance, pay no service fees, and receive a free Mastercard® Debit Card! You’ll have full access to Sooper CU’s financially savvy professionals and online financial education resources. Plus, our optional exclusive Roundup Program is a seamless way to give back to the community with each debit card transaction. Freedom never felt so good.

  • Open to ages 17-24.1
  • Maintain no minimum balance.
  • Pay no monthly service fee.
  • Pay no check writing fees.
  • Enjoy a free Mastercard® Debit Card with no annual fee.
  • Enjoy Overdraft Protection* with a Personal Line of Credit.2
  • Save up or pay it forward with the Roundup Program.
  • Enjoy eStatements.3

See disclosures and fee schedule.  See rates.

1Must be enrolled as a part-time or full-time college student2Courtesy Pay is not an option on this account.3Required with your College Checking Account.
*We will charge a fee of up to $30 each time we pay an overdraft created by check, other transactions made using your checking account number, automatic bill payments, every day debit card transactions, and ATM transactions.
Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 30 days.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Sooper Credit Union typically does not pay overdrafts if your account in not in good standing, you are not making regular deposits, or you have had excessive overdrafts.

Open an Account

Count on competitive rates every day.

View Rates

Roundup Program

The Roundup Program is an automated donation program available with any Checking Account. If a student enrolls in the Roundup Program, debit card purchases are rounded up to the nearest dollar amount with the difference transferred from the student’s College Checking Account to their Primary Share Savings Account or to the SCU Community Foundation. This foundation is responsible for distributing nearly $230,000 in scholarships, donations, and sponsorships to hundreds of organizations.

Here are some examples of how easy it is to round up your transactions and build your contribution:

  • Item Price
    Rounded Up
    Transferred to The SCU Community Foundation
  • $4.25
  • $32.50
  • $11.15

Total transferred to the SCU Community Foundation = $2.10

Savings without the hard part.

To enroll in the Roundup program, chat or contact us.

Contact us

Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

When the world is wide open to you, isn't it nice to have a team of experienced financial pros by your side?

Open an Account

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2023

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


You are now leaving Sooper Credit Union’s website. Although Sooper Credit Union has approved this as a reliable partner site, the linked site is not owned or controlled by the credit union. The credit union is not responsible for the availability, content, or security of the linked site. The credit union is not responsible for any claims related to any goods or services obtained from the linked site, and does not represent you or the third-party in transactions conducted via this linked website. The linked site’s privacy policies may differ from those of the credit union and the credit union is not responsible for compliance with those policies.

OK Cancel