Sooper Credit Union U.S. Consumer Privacy Notice is effective as of May 1, 2022.
WHAT DOES SOOPER CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives members the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend upon the product or service you have with us. This information can include: - Social Security number and income. - Credit history and credit scores. - Account balances and payment history.
All financial companies need to share members’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their members’ personal information, the reasons Sooper Credit Union chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information.
Does Sooper Credit Union Share?
Can You Limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our marketing purposes - to offer our products and services to you.
For joint marketing with other financial companies.
For our affiliates’ everyday business purposes - information about your transactions and experiences.
For our affiliates’ everyday business purposes - information about your creditworthiness.
For our affiliates to market to you.
For non-affiliates to market to you.
To limit our Sharing
Call (888) SOOPER-1 or 303-427-5005 - Our menu will prompt you through your choice(s) Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Call 303-427-5005 or visit us online at www.soopercu.org
Who we are
Who is providing this notice?
Sooper Credit Union
What we do
How does Sooper Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Sooper Credit Union collect my personal information?
We collect your personal information, for example, when you - Open an account or deposit money - Pay your bills or apply for a loan - Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or others.
Why can’t I limit all sharing?
Federal law gives you the right to limit only - Sharing for affiliates’ everyday business purposes - information about your creditworthiness - Affiliates from using your information to market to you - Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choice will apply to everyone on your account.
What access does Sooper Credit Union request for the Mobile App?
Camera Access Access to devices camera for remote deposit capture.
Location Access precise location (GPS and network-based). Access approximate location (network-based). Used for maps.
Storage Modify or delete SD card contents. Read contents of your SD card.
External Storage Access to files/media on device for secure messaging attachments.
Audio Access to the devices microphone for chat functionality.
Other Have full network access, view network connections, view Wi-Fi connections, use biometrics hardware.
You can disable access for these permissions in phone settings.
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include financial companies such as CUILA, Centennial Lending, CU Members Mortgage, CUProdigy LLC, InNetwork, and CO-OP Network.
Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share with can include automobile brokerage companies, professional organizations, financial management companies, and non-profit organizations.
A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.
At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.
The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).
You are now leaving Sooper Credit Union’s website. Although Sooper Credit Union has approved this as a reliable partner site, the linked site is not owned or controlled by the credit union. The credit union is not responsible for the availability, content, or security of the linked site. The credit union is not responsible for any claims related to any goods or services obtained from the linked site, and does not represent you or the third-party in transactions conducted via this linked website. The linked site’s privacy policies may differ from those of the credit union and the credit union is not responsible for compliance with those policies.