Notice: All Sooper Branches will be closed Saturday, May 4th for an all-staff event. The Grand Junction Branch will close early at 4:00 pm Friday, May 3rd. Keep in mind, ATMs, online and mobile banking remain available 24/7.

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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Apple Pay

Use your Sooper Credit Union Debit and Credit Cards with Apple Pay® – an easy, secure, and private way to pay on your iPhone, iPad, Apple Watch, and Mac.


Use Apple Pay with your compatible device to pay in stores without swiping your debit or credit card. You can also make secure in-app purchases and subscriptions without entering your sensitive financial information. Pay with a single touch of your finger using Touch ID.

With Apple Pay, when you add your Sooper Credit Union card to your Wallet, a unique Device Account Number is assigned, encrypted, and securely stored. When you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. Your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with your payment data.

Apple Pay makes purchase transactions safe and secure by ensuring cashiers and others never see your name, card number, or security code. The Device Account Number can’t be decrypted by Apple but is stored in the Secure Element — an industry-standard, certified chip designed to store your payment information safely — on your device. Unlike customary use of credit or debit card numbers, the card issuer can prevent its use on a magnetic stripe card, over the phone, or on websites. The Device Account Number in the Secure Element is isolated from iOS, watchOS, and macOS, is never stored on Apple servers, and is never backed up to iCloud.

As a safety and fraud prevention precaution, Apple may require members to call Sooper Credit Union to have the card approved for Apple Pay usage. You can also request approval for Apple Pay after your card has been added to your Wallet with a secure message sent from within your Online or Mobile Banking account or by contacting Member Care via Chat or by calling (303) 427-5005 or (888) SOOPER1.

Learn more about Apple Pay, including set up and compatible devices.

Apple Pay Info

Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


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