Notice: All Sooper Branches will be closed Saturday, May 4th for an all-staff event. The Grand Junction Branch will close early at 4:00 pm Friday, May 3rd. Keep in mind, ATMs, online and mobile banking remain available 24/7.

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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Auto and RV Loans

Apply for an Auto Loan

Shop for Your Next Vehicle

Check out our Auto-Buying Services.
Auto Buying Services

Auto Loans

  • Find competitive rates on new or used cars and trucks.
  • Refinance an existing non-Sooper Credit Union loan for a lower rate.
  • Apply for pre-approval for better bargaining power.
  • Enjoy flexible terms for affordable payment plans.
  • Benefit from convenient automatic online payments.
  • Pay off your loan early with no prepayment penalty.
  • Take advantage of one-on-one service with Sooper Credit Union’s expert auto lenders.
  • Enjoy local processing for a fast decision

Apply for a Loan

Count on competitive rates every day.

View Rates

Recreational and Power Sport Vehicles Loans

Make the most of your weekends! Sooper Credit Union offers competitive rates and affordable payment plans on a number of licensed and unlicensed recreational vehicles including:

  • Licensed
    • RV
    • Motorcycles
    • Scooters
    • Campers
  • Unlicensed
    • Snowmobiles
    • ATVs
    • Watercraft

Thinking about buying an RV? Check out our 7 reasons an RV or campervan might be right for you.

Apply for a Loan

Get Pre-Approved* for Your Next Auto Loan!

Did you know you can get pre-approved* before going to a dealership with Sooper Credit Union? The process is designed so credit union members benefit in several ways. It’s quick and easy!

  • Apply with a fast turnaround and user-friendly process.
  • Secure the best Sooper Credit Union interest rate possible and avoid upsells.
  • Determine how many cars you can afford and estimate your monthly payment before shopping.
  • Strengthen your negotiating position as a “cash buyer.”

The relationship Sooper Credit Union has with the dealerships allows for a smooth flow of paperwork that will benefit you as a member! All the work is done ahead of time, which reduces stress and gives you the freedom to shop at several dealerships.

*Not all applicants will be approved. Pre-approval is based on an individual’s credit history. Other terms and conditions may apply.

Apply for a Loan

Apply Now

Talk to one of our expert lenders about getting pre-approved for better bargaining power when negotiating your purchase at the lot.

Apply for a Loan

Auto Value Check with NADA Guides

Need pricing on a new or used vehicle? Find the current NADA used car values for cars, trucks and SUVs or research new car prices.

The NADA value is the value of your vehicle based on several value factors. The NADA guides have values for automobiles, motorcycles, RVs, and boats. NADA guides give multiple values for each vehicle, whether auction value, trade-in value, private party value, or the used car dealer price. Prices are compiled from actual purchase information and are regularly updated. is owned and operated by J.D. Power, the largest provider of vehicle data and information to the nation’s leading banks, credit unions, fleet and lease organizations, dealers, insurance companies, government agencies and financial institutions.

GAP Advantage

Did you know that if the vehicle you are now financing is totaled in an accident, or is stolen and not recovered, your insurance may not pay off the total amount due on your loan?

The value your insurance company may place on your car could be far less than the amount you owe. In the event that your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your insurance company pays the actual cash value of the vehicle at the time of loss — not what the vehicle is worth to you. This shortfall, added to the amount of your deductible and other expenses, can easily mean you’ll have to pay thousands of dollars out of your own pocket.

Guaranteed Asset Protection (GAP) pays the difference between the Actual Cash Value (ACV) of your vehicle – which is determined by your primary insurance company – and the unpaid balance that you owe up to the policy limits. GAP Advantage also provides an additional benefit of $1000 toward the down payment for your replacement vehicle should you suffer a total loss or unrecovered theft. You must qualify and finance the replacement vehicle through Sooper Credit Union to be eligible for this benefit.

Be sure to ask for GAP Advantage when you apply for your Sooper Credit Union auto loan.

By applying for a loan, you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting an application, you agree to allow us to receive the information contained in your application as well as the status of your application. You can review disclosures at

Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

There is no charge for the Sooper Mobile Banking App; however, charges from your mobile service provider may apply.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


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