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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Home Equity Line of Credit (HELOC)

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The Biggest Plans Need the Best Loans

Whether you’d like to start that major remodel, consolidate debt, pay for educational expenses, or even take that trip abroad, our HELOC offerings will provide you with a versatile source of funds to help you get more from life.

For a limited time, get a low rate and $550 in benefits!**

  • Rates as low as 8.50% APR*
  • $350 in closing fees waived
  • $200 in cash

Plus, enjoy:

  • No annual fee or prepayment fee
  • Use what you need, when you need it
  • Pay off the balance and reuse the line of credit, without having to reapply
See our rates.
Apply for a Loan

Count on competitive rates every day.

View Rates

Start your next journey by opening a Home Equity Line of Credit today.

Apply for a Loan
*APR = Annual Percentage Rate. Loans are subject to credit approval. Not all will qualify for the lowest rate. Rates are variable with a maximum rate of 18.00% APR. Fees for appraisal, title insurance, flood hazard determination, and recording charges may apply. The estimated aggregate of credit union and third-party fees range from $115 to $1,900. Closing costs vary and average $301. The interest may be tax deductible. Consult your tax advisor. Property insurance required. **Subject to credit approval. Not all will qualify for the lowest rate. Limited time offer. Offer available for applications beginning May 1, 2024. Bridge loans and/or SIMO purchases do not qualify. Terms and rates subject to change at any time without notice.

By applying for a loan, you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting an application, you agree to allow us to receive the information contained in your application as well as the status of your application. You can review disclosures at

Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

There is no charge for the Sooper Mobile Banking App; however, charges from your mobile service provider may apply.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


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