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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Health Savings Account (HSA)

Open an Account

Good health is a fundamental part of a good life for you and your family.

Significant health challenges, however, can occur unexpectedly when we least expect them. Sooper Credit Union empowers you to take your healthcare security into your own hands with a Health Savings Account (HSA) that earns interest. Health Savings Accounts provide an easy, tax-advantaged* way to pay for current and future medical expenses. These funds are yours to rollover from year-to-year so whether you need it next year, 10 years from now, or 20 years in the future, you can rest easy knowing you will be covered.

When it comes to your health - don't coast - go the extra mile with a Health Savings Account.

Open an Account

Health Savings Account

  • Earn competitive dividends on your entire balance.
  • Pay no setup fees, monthly service fees, or annual fees.
  • Open an account with no minimum balance.
  • Enjoy a tax-advantaged* way to save for retirement.
  • Use tax-free withdrawals for qualified medical expenses.
  • No “use it or lose it” policy since the balance carries over year-to-year.
  • Must be enrolled in a qualified high deductible health plan.
  • Cannot be enrolled in Medicare.
  • Cannot be claimed as dependent on another’s tax return.
  • You, not your employer, own the HSA.
  • Manage your funds easily with the use of a Mastercard® Debit Card linked exclusively to your Health Savings Account.


  • Consult your employer or health plan representative regarding contributions.
  • Contribution limits are set by the IRS.
  • A person age 55 or older may make an additional $1,000 in “catch-up” contributions.

See disclosures and fee schedule.  See rates.

*Consult your tax advisor.
Open An Account

Count on competitive rates every day.

View Rates

Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

There is no charge for the Sooper Mobile Banking App; however, charges from your mobile service provider may apply.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


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