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Individual Retirement Accounts (IRAs)

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Individual Retirement Accounts help you prepare for the future.

With the financial security provided by an Individual Retirement Account, you can rest easy knowing you’re enjoying significant tax advantages* as you save for later years. IRAs offer a simple way to build up your nest egg. Your funds roll over seamlessly – year after year – to give you the genuine peace of mind about which others only dream.

Alert: Please visit our Coronavirus (COVID-19) Readiness Center for the latest information on the many ways we can help during this challenging time.

Deadline Extended: Contributions made to your IRA by July 15, 2020 may be applied to the 2019 tax year.

Please consult a tax professional for guidance.
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  • Pay no setup fees.
  • Pay no monthly or annual fees.
  • Enjoy a tax-advantaged* way to save for retirement.
  • Grow savings automatically through Auto Transfer.
  • Open Traditional IRA or Roth IRA Savings Accounts.
  • Open Traditional IRA or Roth IRA Certificates of Deposit (CDs).
  • Rest easy – IRA CDs automatically renew at maturity.

When to Contribute:

The traditional contribution and filing deadline is April 15 of each year. If April 15 falls on a Saturday or Sunday, your deposit is due by Monday, April 16 or 17, or sometimes as late as April 18. Visit the IRS web page for current deadlines, news, information, and updates. Please consult a tax professional for guidance.

Stay informed regarding yearly contribution limits and the additional $1,000 “catch-up” contribution allowed for ages 50+.

See disclosures and fees. See rates.

*Please consult a tax professional for guidance.

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Let us know if you need help setting up the right plan for your needs.

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Count on competitive rates every day.

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Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

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