Notice: The Aurora Branch will be closed for business on Saturday, March 23rd. We apologize for any inconvenience. ATMs, online and mobile banking remain available 24/7.

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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Personal Line of Credit

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Free yourself from overdraft fees with a revolving loan from Sooper Credit Union called a “Line of Credit”.

The Line of Credit can be attached directly to your checking account and activated to automatically cover overdraft transactions with an unsecured line of credit.

  • The Line of Credit is a revolving loan with a variable rate.
  • You can link to your checking account for Overdraft Protection*.
  • Pay interest only on the amount that you use.
  • Pay no prepayment penalty.
  • Access your funds through Online Banking, in person, or via over-drafting.
  • Enjoy the option to set up automatic online payments.
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Count on competitive rates every day.

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*We will charge a fee of up to $30 each time we pay an overdraft created by check, other transactions made using your checking account number, automatic bill payments, every day debit card transactions, and ATM transactions.
Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 30 days.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Sooper Credit Union typically does not pay overdrafts if your account in not in good standing, you are not making regular deposits, or you have had excessive overdrafts.

Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

 

*Carrier message and data rates may apply.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).

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