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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Loan Protection

Payment Protection is a way to help protect your family against an unwanted financial burden.

There’s no way to predict an injury, illness, or an unexpected death, but you can take steps along the way to ensure your family is provided for if the unexpected were to happen to you. Credit Disability and Credit Life Insurance may help to make your loan payment to make life easier for you and your loved ones.

How does Payment Protection work?

The premium may be included with your monthly payment. If you have a balance remaining on your loan and are totally disabled due to a covered injury or illness or, in the event of your unexpected death, Credit Disability and Credit Life Insurance may help to cover your loan payment.*

By taking a few simple steps while signing your loan paperwork, you can defend your family’s financial future. Savings, salary, or payoffs from other insurance may be used for other important things, giving your family financial freedom when they need it most. You can cancel coverage at any time if you change your mind. If coverage is canceled within the first 30 days, you will receive a full refund of any paid premium. Coverage is immediate for eligible borrowers.

*Up to your policy maximums; per terms and conditions and exclusions on your Credit Insurance Certificate.

Speak with us about setting up the right plan for your needs. Contact us via Chat or click here.

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Your purchase of Credit Disability and Credit Life Insurance, underwritten by CUNA Mutual Group is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-968157.4-1217-0120 *Carrier message and data rates may apply.

Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

There is no charge for the Sooper Mobile Banking App; however, charges from your mobile service provider may apply.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

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Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


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