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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Secured Loans

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Savings- and CD-Secured Loans allow you to borrow funds while earning dividends or interest on the balance in existing accounts.

Sooper Credit Union empowers members to keep savings intact by using the balance already growing in their Savings or Certificate of Deposit account as collateral for a new loan.

For a Savings-Secured Loan, funds are held in your savings account equal to balance of the loan. As your loan balance decreases more of your held savings funds become available.

Apply now and start building positive credit today.

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A CD-Secured Loan locks a specific portion of your funds for a certain time period. Once the loan is paid in full, the CD funds become available to you once again.

Savings and CD-Secured Loans are reflected on your credit report, which offers a great way for members to build a positive credit history. Members with previous credit challenges can use this type of loan to help rebuild their credit.

  • Continue earning interest on Savings and Certificates of Deposit Accounts.
  • Pay no annual fee.
  • Pay no balance transfer fee.
  • Pay no cash advance fee.
  • Enjoy easy payment options including automatic transfer, automatic online payments, mail or personal payments in a branch.
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Count on competitive rates every day.

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Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.


There is no charge for the Sooper Mobile Banking App; however, charges from your mobile service provider may apply.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


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