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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Sooper Cash Back Checking Account

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Earning money back on the money you spend seems to break the laws of physics.

Sooper Cash Back Checking pays 3% cash back on your debit card purchases, up to $108 cashback per year.* You’ll also get refunds on your ATM withdrawal fees in the Denver Metro Area and anywhere else in the country.** It’s just another rewarding reason to do business with Sooper Credit Union.

  • Earn 3%* cash back on debit card purchases.
  • Receive refunds for ATM fees nationwide.**
  • Enjoy available Overdraft Protection.***
  • Pay no minimum balance to earn rewards.
  • Pay no monthly service fee.
  • Enjoy a free Mastercard® Debit Card with no annual fee.

If you do not qualify for rewards in a given month the account remains free. You have the opportunity to earn full rewards once again in the next qualification cycle.

See disclosures and fee schedule.  See rates.

*Rates are accurate as of 12/8/2023 and subject to change at any time. Fees may reduce earnings on accounts. To earn rewards, simply perform the following activities in your Sooper Cash Back Checking account during each monthly qualification cycle: post and settle at least 15 debit card purchases, be enrolled in and receive eStatement notices, and deposit at least $500 via Direct Deposit/ACH Credit into your account. The maximum reward is $9.00 per qualifying cycle.
**Credit for domestic ATM fees incurred is limited to $4.99 per transaction and $25.00 per qualification cycle. ATM fees may apply.
***We will charge a fee of up to $30 each time we pay an overdraft created by check, other transactions made using your checking account number, automatic bill payments, everyday debit card transactions, and ATM transactions. Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 30 days. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Sooper Credit Union typically does not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have had excessive overdrafts.

See Monthly Qualification Dates

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Count on competitive rates every day.

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Love to save? Sign up for SooperSaver and, when you make everyday purchases with your Sooper Credit Union Debit Card, we will round up your purchase to the nearest dollar amount and transfer the difference from your checking account to your savings account.

The Sooper Cash Back Checking Account won't give you wings, but you might feel that way.

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Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


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