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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Sooper Cash Checking Account

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With great rates and even greater service, it’s like we’re twice as good as your bank.

Our free Sooper Cash Checking account piles up the interest on your day-to-day money with freedom from long-term commitments. Even more satisfying than that, we give you the kind of friendly, Colorado-based service that banks can’t. It’s proof that we take care of your money and take care of you.

Rewards Include:
– 5.00% APY*
– No minimum balance**
– No monthly service fees
– Free Mastercard® Debit Card
Overdraft Protection****

Requirements to Earn Rewards:
– At least 15 debit card purchases
– Enroll in eStatements
– Deposit at least $500 via Direct Deposit/ACH transactions into your account during the qualification cycle***

*APY = Annual Percentage Yield effective as of August 1, 2023, and subject to change at any time. No minimum balance. Fees may reduce earnings.
**If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to the account on the last day of the monthly statement cycle; (2) balances up to $14,999 receive APY of 5.00%; and (3) balances over $14,999 earn 0.50% interest rate on a portion of balance over $14,999. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. ATM-processed transactions do not count toward qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. Other checking account fees could reduce earnings.
***$500 minimum can be met with one or multiple transactions.
****We will charge a fee of up to $30 each time we pay an overdraft created by check, other transactions made using your checking account number, automatic bill payments, everyday debit card transactions, and ATM transactions.
Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 30 days.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Sooper Credit Union typically does not pay overdrafts if your account in not in good standing, you are not making regular deposits, or you have had excessive overdrafts.

Monthly Qualification Cycle Dates

Dec. 31, 2022 – Jan. 30, 2023 Jan. 31, 2023 – Feb. 27, 2023
Feb. 28, 2023 – Mar. 30, 2023 Mar. 31, 2023 – Apr. 29, 2023
Apr. 30, 2023 – May. 30, 2023 May 31, 2023 – Jun. 29, 2023
Jun. 30, 2023 – Jul. 30, 2023 Jul. 31, 2023 – Aug. 30, 2023
Aug. 31, 2023 – Sept. 29, 2023 Sept. 30, 2023 – Oct. 30, 2023
Oct. 31, 2023 – Nov. 29, 2023 Nov. 30, 2023 – Dec. 30, 2023


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Count on competitive rates every day.

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Love to save? Sign up for SooperSaver and, when you make everyday purchases with your Sooper Credit Union Debit Card, we will round up your purchase to the nearest dollar amount and transfer the difference from your checking account to your savings account.

The Sooper Cash Checking Account simply makes life sweeter.

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Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

There is no charge for the Sooper Mobile Banking App; however, charges from your mobile service provider may apply.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2023

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).


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