Announcing our fresh new name and look: Sooper Credit Union is becoming Climb Credit Union. Learn more

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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Sooper Cash Checking Account

Open an Account

With great rates and even greater service, it’s like we’re twice as good as your bank.

Our free Sooper Cash Checking account piles up the interest on your day-to-day money with freedom from long-term commitments. Even more satisfying than that, we give you the kind of friendly, Colorado-based service that banks can’t. It’s proof that we take care of your money and take care of you.

We’re 100% sure you’ll love these benefits.
– Earn 5.00% APY* on balances**
– ATM fee refunds up to $25
– No minimum balance or monthly service fees
– Free Mastercard® Debit Card
– Multiple options to help you from over drafting your account (see Overdraft Protection)

How to earn rewards:
– Complete 15+ debit card purchases
– Enroll in eStatements
– Deposit at least $500 via Direct Deposit/ACH transactions

Watch Your Earnings Add Up

Enter the amount in your checking account and see how much you could earn in 1 year.



Open an Account

*APY = Annual Percentage Yield effective as of March 01, 2024, and subject to change at any time. No minimum balance. Fees may reduce earnings. Limit one account per SSN.
**If qualifications are met each monthly qualification cycle: balances up to and including $14,999 earn 5.00% APY. Balances of $15,000+ earn 0.50% APY on the portion of balance greater than and including $15,000. If qualifications are not met, all balances earn 0.05% APY. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
†If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to the account on the last day of the monthly statement cycle.
§Qualifying transactions must post and settle to the account during the monthly qualification cycle. Debit Card purchases must occur as Signature, Credit, or PIN-based transactions. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. ATM-processed transactions do not count toward qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions.
‡$500 minimum can be met with one or multiple transactions.

See Monthly Qualification Dates

Love to save? Sign up for SooperSaver and, when you make everyday purchases with your Sooper Credit Union Debit Card, we will round up your purchase to the nearest dollar amount and transfer the difference from your checking account to your savings account.

Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

There is no charge for the Sooper Mobile Banking App; however, charges from your mobile service provider may apply.

Count on competitive rates every day.

View Rates

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).

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