Notice: The Aurora Branch will be closed for business on Saturday, March 23rd. We apologize for any inconvenience. ATMs, online and mobile banking remain available 24/7.

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Routing: 302076017
Routing: 302076017
Routing: 302076017
Routing: 302076017

Free Checking Account

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At Sooper Credit Union, we do everything we can to support our members.

We love to put you on solid ground to help you achieve your highest goals faster to experience the freedom that comes with true financial security. It’s why we often like to begin our relationship with the Free Checking Account. Sooper Credit Union’s Free Checking Account offers a free debit card and several ways to access your account — without a monthly service fee or minimum balance requirement in sight. With easy Online and Mobile Banking*, and a nationwide network of CO-OP Shared Branches and ATMs, you’ll have easy access to your funds whether here in Colorado or around the world.
Now, that’s freedom!

  • Pay no monthly service fees.
  • Pay no withdrawal fees.
  • Pay no per-check fee.
  • Maintain no minimum balance.
  • Enjoy available Overdraft Protection*.
  • Enjoy optional Direct Deposit.
  • Enjoy a free Mastercard® Debit Card with no annual fee.

*We will charge a fee of up to $30 each time we pay an overdraft created by check, other transactions made using your checking account number, automatic bill payments, every day debit card transactions, and ATM transactions.
Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 30 days.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Sooper Credit Union typically does not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have had excessive overdrafts. **Data carrier rates may apply.

See disclosures and fee schedule.  See rates.

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Count on competitive rates every day.

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Love to save? Sign up for SooperSaver and, when you make everyday purchases with your Sooper Credit Union Debit Card, we will round up your purchase to the nearest dollar amount and transfer the difference from your Free Checking Account to your savings account.

The Free Checking Account is our way to say,
"Welcome to Sooper Credit Union!"

Open an Account

Manage your account worldwide with free Online and Mobile Banking and free eStatements. In the U.S. funds are accessible at nearly 30,000 surcharge-free CO-OP ATMs and over 5,600 CO-OP Shared Branch locations.

There is no charge for the Sooper Mobile Banking App; however, charges from your mobile service provider may apply.

At Sooper Credit Union, we are committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and you encounter difficulties using the website, please contact us at (303) 427-5005 or (888) SOOPER1 for additional assistance. Products and services available on this website are available at our corporate office located at 5005 West 60th Ave Arvada, CO 80003.

Sooper Credit Union Copyright © 2024

Insured by NCUA | Excess Share Insurance | Equal Housing Opportunity | NMLS# 422866

The ESI program provides up to an additional $250,000 of insurance once a credit union members’ balance exceeds the coverage provided by the primary share insurer (NCUA).

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